Mentally, I worked a lot of things out on that bike. Tunde’s classes were tough but she would talk to the class like it was a therapy session. Later at home, I downloaded the Peloton app and started to ride on the indoor bike at the gym again. I was inspired by how she turned her life around, and had a positive relationship with her body and her confidence. Her story of being an overweight dark-skinned teenager really resonated with me. Then in November 2019, I met a Peloton instructor, Tunde Oyeneyin, at an AfroTech conference in Oakland, California. In 2019, I fell into a depression which affected my personal life and work life.

My self-worth got wrapped into how much I weighed and that’s a terrible feeling to carry around. I have a demanding work schedule and I mostly sit at a desk in front of the computer all day, which doesn’t help. I tried various diets, weight loss programs, and different forms of exercise and the weight would come off but always came back.

Over the years, I’ve struggled with my managing weight and due to that, I’ve struggled with my overall self-confidence as well. The bike tour is about 20 miles across Long Beach, California, and I’ve been doing it every year since 2017. It falls near my birthday in early October, and I used it as a way to celebrate. However, I wanted to find a way to ride with other people and found an event that had both running and biking combined-The Long Beach Marathon, which also has a 5K, half marathon, and bike tour. When I first got my bike, I would go outside to ride on weekends by myself on the Ballona Creek Bike Path or along the Marvin Braude Bike Trail, both in Los Angeles, because it didn’t feel safe to ride the streets with cars buzzing by me. I bought my first entry level road bike in 2017-a Trek Domane AL 2 from Helen’s Cycles in Santa Monica, California. Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus read and consider it carefully before investing.Play icon The triangle icon that indicates to play Investments in bonds are subject to interest rate, credit, and inflation risk.įor more information about Vanguard mutual funds and ETFs, visit Vanguard mutual fund prospectuses or Vanguard ETF prospectuses to obtain a prospectus or, if available, a summary prospectus. Diversification does not ensure a profit or protect against a loss. Should you choose to retire significantly earlier or later, you may want to consider a fund with an asset allocation more appropriate to your particular situation.Īll investing is subject to risk, including the possible loss of the money you invest. These fund suggestions are based on an estimated retirement age of approximately 65. An investment in a Target Retirement Fund is not guaranteed at any time, including on or after the target date. The Income Fund has a fixed investment allocation and is designed for investors who are already retired. The Fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. The year in the Fund name refers to the approximate year (the target date) when an investor in the Fund would retire and leave the work force. Investments in Target Retirement Funds are subject to the risks of their underlying funds. Sources: Vanguard and Morningstar, Inc., as of March 31, 2023. Industry average expense ratio for comparable target-date funds: 0.48%. *Vanguard Target Retirement Funds average expense ratio: 0.08%.

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